Manage account: councils

To ensure good governance, account must comply with certain devices and learn some important rules never forget. Any recommendations for managing current accounts safe and effective.

Advice for all savers
Whether you're currently stands, but especially for one who has just or is about to become, account management requires adherence to "unwritten rules" that help us keep track of savings and correctly use the features available. Also, properly handle the account of hitting us avoid mistakes that could lead to long and boring "problem" with the Bank bureaucracy. For all the tips for managing accounts.

Balance sheet and a report
It was on-line account or classical style, accounts and extract tools are available that should be used for managing accounts. Learn how to read them every month to check and correct all the movements that are performed (debits and credits, subsidies, reduced), even if the fixed cost of bank charges. In addition, they also learn to learn and to know your "spending habits" personal or family responsibilities.

Payments of households
You know that you can make a direct debit account household? Basically you can order the bank automatically pay your household bills: Payment will be debited from your account. Check with your branch.

Online Services
If your online account, you have the advantage: you can do everything from home and without cost. However, if you have a traditional account, be advised that the Bank does not offer the option of using a private account on the website. Take a loan, get a sheet and statements quickly and easily from home or office! Very good, for optimal management of current accounts. Warning! Once we receive your login information, conserviamoli carefully.

ATM cards
Even if you do not have credit cards, apply it and use an ATM card. It is very convenient for pick-up (to avoid queuing at the counter), but also secure and convenient payments. Unlike credit cards, do not risk paying even if you have more funds in your account.

Attention to the "account in order"
Important rule for the proper management of the account. Indeed, we know that if an overdraft occurs, it is the technical name of the state of the red, you will pay high interest rates. It is a cost that banks charge us for our costs to cover any "Extra".

Kept IBAN
The current law has determined that for each bank account must be a code is needed to perform all major operations. We talk about the IBAN-a, which we have already described in a careful guide, with which we can make transfers and more. Very useful for conscientious account management.

Account Costs
Although the costs of account items in the contract that we sign at the moment of ignition, you should let us know about it from time to time in power, and the documentation that the Bank periodically sends us home. Not always, in fact, once we are informed of any changes.

Checks: Delegation
It is well known institutions, "delegation" which allows you to place or change the check was made for you, but another person close to you (rather, an employee). This is a useful tool in the management practices outside the current account, because you go to the branch: it is advisable for companies and businesses, but even if you have commitments that are incompatible with regular visits to your bank